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Moneta Funded Pricing & Challenge Fees (2026)
How much does Moneta Funded cost?
Moneta Funded Pricing Overview
Moneta Funded currently shows 5 headline account sizes in our review data, from $5,000 up to $100,000. The visible price range runs from $42 to $840, but the real cost picture depends on which of the firm's 6 program types you choose: 1-Step Challenge, 2-Step Challenge, Instant Funding, Instant Pro, Phoenix Instant, Sprint Challenge.
Moneta Funded mainly presents its evaluation fees as upfront challenge purchases rather than recurring monthly subscriptions. We do not treat the fee as refundable unless the firm's own terms make that explicit.
Moneta Funded also has an active promotion at the time of review: SUMMER for 30% off. That can materially change the effective entry cost compared with the list price.
Moneta Funded Account Sizes & Fees Compared
| Account Size | Fee | Profit Target | Max Drawdown | Daily Drawdown |
|---|---|---|---|---|
| $5,000 | $42 | 10% | 6% static | 3% |
| $10,000 | $90 | 10% | 6% static | 3% |
| $25,000 | $215 | 10% | 6% static | 3% |
| $50,000 | $465 | 10% | 6% static | 3% |
| $100,000 | $840 | 10% | 6% static | 3% |
This baseline table shows the cleanest price ladder we have for Moneta Funded. It is useful for comparing the raw entry cost, but traders should also look at the challenge type and rule set attached to each tier before deciding.
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88% on 1-Step, 2-Step, Phoenix and Instant Pro; 60% or 88% on Instant Funding, chosen at purchase; 100% on Sprint Challenge only profit split on accounts up to $100,000 max purchasable (Phoenix sells $2,500–$80,000; scaling reaches $2,000,000).
Visit Moneta FundedIs Moneta Funded Worth the Price?
Moneta Funded's value proposition is not just the sticker price. The more relevant question is what you get for the entry cost in terms of account scale, rule flexibility, payout access, and platform fit. In the current dataset, the fee range is $42 to $840, the maximum advertised allocation is $100,000 max purchasable (Phoenix sells $2,500–$80,000; scaling reaches $2,000,000), and the firm supports MT5, Match-Trader.
- Profit Split: 88% on 1-Step, 2-Step, Phoenix and Instant Pro; 60% or 88% on Instant Funding, chosen at purchase; 100% on Sprint Challenge only — competitive with the market average
- Fee Structure: mainly one-time challenge purchases are shown
- Fee Refund Signal: not clearly documented in the current review dataset
- Max Account Size: Access to $100,000 max purchasable (Phoenix sells $2,500–$80,000; scaling reaches $2,000,000) in funded capital
- Platform Access: MT5, Match-Trader
- Payout Frequency: Every 14 days (Instant Pro pays on demand then every 14; Sprint pays immediately on completion)
For traders comparing multiple prop firms, that usually means Moneta Funded is strongest when its rule structure and payout terms line up with your style. A cheaper fee can still be the worse deal if the drawdown model or payout cadence is less usable for the way you trade.
Moneta Funded Challenge Types
Moneta Funded offers 6 challenge formats: 1-Step Challenge, 2-Step Challenge, Instant Funding, Instant Pro, Phoenix Instant, Sprint Challenge. That makes a big pricing difference because instant programs, one-step programs, and multi-step evaluations usually target different trader profiles and risk tolerances.
The instant-funding angle changes the cost logic completely: traders pay more upfront in exchange for skipping a conventional evaluation. That can be attractive for experienced traders, but it also means the cheapest nominal fee is not always the most comparable option.