FXIFY Review 2026

FXIFY operates as a proprietary trading firm that provides funded trading capital to qualified traders. Unlike traditional prop firms that require traders to pass an evaluation challenge before accessing capital, FXIFY offers instant-funded accounts alongside 5 evaluation models: One Phase, Two Phase Classic (static), Two Phase Standard (trailing), Two Phase Pro (static), Instant Funding. This means traders can begin trading with real capital immediately upon purchase, without needing to hit any profit targets first.

To get started, traders select an account size (ranging from $5,000 to $400,000 (One Phase; Two Phase tops out at $250,000)) and pay a one-time evaluation fee. Once funded, traders keep Up to 90% via the checkout add-on (the site also advertises up to 100% on some products) of the profits they generate — one of the highest splits in the industry. Payouts are processed first payout on demand, then every 14 or 30 days (bi-weekly is a paid add-on), with a minimum withdrawal of $50.

The firm supports trading on MT4, MT5, DXtrade, giving traders flexibility to use their preferred platform. Available instruments include Forex, Indices, Commodities, Crypto, providing access to a diverse range of global markets.

FXIFY's evaluation process is designed to identify traders who can generate consistent profits while managing risk effectively.

Instant Funding: For traders who prefer to skip the evaluation entirely, FXIFY offers an instant-funded option. While the fees are typically higher, traders get immediate access to capital and can begin earning from day one — no profit targets, no waiting.

Upon passing the evaluation, FXIFY provides a funded account with the firm's capital. Traders must continue following the same risk management rules during live trading to maintain their funded status.

FXIFY provides competitive trading conditions across all account sizes. The entry-level $5,000 account starts from $59, with profit targets of 10% and a maximum drawdown of 6% trailing. Daily drawdown is capped at 3%.

Drawdown Rules: FXIFY enforces a trailing drawdown model, meaning the maximum drawdown adjusts as your account balance grows. This encourages traders to lock in profits and manage risk proactively, as the trailing limit moves with your equity high-water mark.

Leverage: Leverage varies by instrument and account type. Forex pairs typically offer up to 1:100, while indices and commodities may have lower leverage. Traders should check the specific leverage terms for their chosen account and instrument.

Commissions & Spreads: FXIFY uses institutional-grade pricing with competitive spreads. Commission structures depend on the platform and account type selected. MT5 accounts may have slightly wider spreads with lower or no commissions.

FXIFY offers a scaling program that allows successful traders to grow their account size and profit split over time. Starting with a base profit split of Up to 90% via the checkout add-on (the site also advertises up to 100% on some products), traders can increase their allocation by demonstrating consistent profitability across multiple payout cycles.

With a base split already at Up to 90% via the checkout add-on (the site also advertises up to 100% on some products), FXIFY offers one of the most generous payouts in the prop trading industry. The scaling plan focuses on increasing account size, allowing funded traders to manage progressively larger capital as they prove their trading consistency.

FXIFY processes payouts first payout on demand, then every 14 or 30 days (bi-weekly is a paid add-on). Once a trader meets the minimum withdrawal threshold of $50, they can request a profit withdrawal through their dashboard.

Payout Methods: Available withdrawal methods typically include bank wire transfer and cryptocurrency (Bitcoin/USDT). Processing times vary by method — crypto payouts are generally faster (1–3 business days), while bank transfers may take 3–7 business days depending on the trader's location and banking infrastructure.

Profit Split: FXIFY offers a Up to 90% via the checkout add-on (the site also advertises up to 100% on some products) profit split on all funded accounts. This means for every $1,000 in profit generated, the trader keeps $NaN and the firm retains the remainder. Challenge fees are typically refunded with the first profit withdrawal, effectively making the evaluation free for successful traders.

FXIFY provides customer support through email and live chat. The firm maintains a comprehensive knowledge base and FAQ section that covers common questions about account rules, payouts, and platform setup.

For traders encountering technical issues, FXIFY provides dedicated support channels with response times typically under 24 hours on business days.