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FTMOTop pick
Czech Republic • 9+ yrs
9.0
Lowest fee$89
Starts at$10,000
Max alloc$400,000
PayoutsOn demand after 14 days
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MT4MT5
Challenge Type
1-Step Challenge, 2-Step Challenge
Educational Guide
What Is a Funded Trading Account & How to Get One
A funded trading account is provided by a proprietary trading firm that lets you trade with the firm's capital instead of your own money. After passing an evaluation or challenge, traders receive access to accounts ranging from $5,000 to $400,000 and keep a share of the profits they generate.
Last reviewed:
•By:BrokerAnalysis Research Desk
•Fact-checked by:BrokerAnalysis Editorial Team
What Is a Funded Trading Account & How to Get One
A funded trading account is provided by a proprietary trading firm that lets you trade with the firm's capital instead of your own money. After passing an evaluation or challenge, traders receive access to accounts ranging from $5,000 to $400,000 and keep a share of the profits they generate. FTMO currently leads this shortlist based on our prop-firm review score.
Sources & References
- Our methodology for ranking trading providers— BrokerAnalysis
- Editorial policy and research standards— BrokerAnalysis
- Data sources used across reviews and comparisons— BrokerAnalysis
- FTMO review and rules— BrokerAnalysis
- Instant Funding review and rules— BrokerAnalysis
- Prop category guide: funded account— BrokerAnalysis
What Is a Funded Trading Account?
A funded trading account is provided by a proprietary trading firm that gives you access to the firm's capital to trade financial markets. Instead of risking your own money, you trade with the firm's funds and keep a share of the profits you generate — typically between 80% and 95%.
Funded accounts are available for both forex/CFD markets and futures markets, with account sizes ranging from $5,000 to $400,000 depending on the firm and program you choose.
How to Get a Funded Account
There are two main paths to getting a funded trading account:
Evaluation / Challenge
Pass a 1-step or 2-step evaluation by hitting a profit target while staying within drawdown limits. This is the most common and affordable path. Fees range from $25 to $1,080.
Instant Funding
Skip the challenge entirely and start trading immediately. Higher fees but no risk of failing an evaluation. Available from firms like Instant Funding, GFT, and FunderPro.
Key Things to Know
- You don't own the capital — You trade with the firm's money and share profits.
- Rules must be followed — Drawdown limits, trading hours, and instrument restrictions apply.
- Profit splits vary — Most firms offer 80%–95%, with some offering 100% on initial earnings.
- Payouts are regular — Most firms pay bi-weekly or monthly, with minimums from $50–$500.
- Scaling is possible — Many firms increase your account size as you demonstrate consistent profitability.
Tips for Succeeding with a Funded Account
- Start with a smaller account size until you are consistently profitable
- Prioritize risk management over profit targets
- Study the specific rules of your firm thoroughly before trading
- Develop a clear trading plan and strategy
- Keep a trading journal to track your performance
- Do not overtrade — quality over quantity
Recommended Prop Trading Firms
| Prop Firm | Score | Max Capital | Profit Split | Action |
|---|---|---|---|---|
FTMO Verified 2026 | 9/10 | $200,000 | Up to 90% | |
 Instant Funding Verified 2026 | 8.8/10 | $120,000 (scaling doubles the account every 10% gained, up to $1.28M) | 80% (up to 90% with the paid add-on) | |
 The Trading Pit Verified 2026 | 8.7/10 | $200,000 | 80% | |
 City Traders Imperium Verified 2026 | 8.6/10 | $100,000 | 80%–100% | |
 SabioTrade Verified 2026 | 8.5/10 | $650,000 | 80% on the $20K and $50K tiers, 90% from $100K upward | |
 Earn2Trade Verified 2026 | 8.5/10 | $200,000 purchasable | Tiered: 50% below the tier threshold, 80% above it (e.g. $3,000 on TCP100) | |
 Think Capital Verified 2026 | 8.5/10 | $100,000 | 80%–90% | |
 FundedNext Verified 2026 | 8.4/10 | $200,000 | 80%–95% | |
 The5%ers Verified 2026 | 8.4/10 | $500,000 via High Stakes scaling (the homepage advertises up to $4,000,000 across programs) | 80%–100% | |
 Top One Trader Verified 2026 | 8.4/10 | $300,000 on Two-Step PRO and Nova; $200,000 on the other models | Up to 90% on One-Step FLASH and Instant Funding; up to 100% on Two-Step PRO, Instant Prime and Nova |
Showing 1 to 10 of 33 firms
33 Firms matches
Instant FundingReviewed
United Kingdom • 2+ yrs
8.8
Lowest fee$49
Starts at$625
Max alloc$2,500,000
Payouts14 days after your first trade, then weekly. Withdrawals start at $25 and are processed within 48 business hours.
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MT5cTrader
Challenge Type
Instant Funding Clarity, One-Phase Clarity, IF Micro Clarity, Evolve (futures-style)
The Trading PitReviewed
Liechtenstein • 2+ yrs
8.7
Lowest fee$29
Starts at$2,500
Max alloc$5,000,000
PayoutsEvery 14 days for any amount above $100, once the minimum trading days are met
- Top Markets
- ForexFuturesIndices
- Top Platforms
- MT5Match Trader
Challenge Type
CFD Prime 1-phase, CFD Prime 2-phase, CFD Instant, Futures Challenge, Stocks Challenge
City Traders ImperiumReviewed
United Arab Emirates • 8+ yrs
8.6
Lowest fee$29
Starts at$2,500
Max alloc$4,000,000
PayoutsFirst withdrawal after 7 days; weekly and anytime payouts at VIP tiers
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MT5Match-Trader
Challenge Type
1-Step Challenge, 2-Step Challenge, Instant Funding, Direct Funding
Earn2TradeReviewed
United States • 6+ yrs
8.5
Lowest fee$150
Starts at$25,000 (Trader Career Path)
Max alloc$400,000
PayoutsWeekly
- Top Markets
- Futures
- Top Platforms
- NinjaTraderTradovate
Challenge Type
Trader Career Path®, The Gauntlet Mini™
SabioTradeReviewed
Cyprus • 3+ yrs
8.5
Lowest fee$119
Starts at$20,000
Max alloc$650,000
PayoutsWeekly
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- SabioTrade Platform (Web-based)
Challenge Type
Assessment (1-Step)
Think CapitalReviewed
Australia • 2+ yrs
8.5
Lowest fee$39
Starts at$2,500
Max alloc$600,000
PayoutsEvery 14 days, or 7 days with a paid add-on
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- ThinkTraderTradingView
Challenge Type
Lightning (1-Step), Dual Step Intraday, Dual Step Swing, Nexus (3-Step), BOLT (Instant Funding)
FundedNextReviewed
United Arab Emirates • 2+ yrs
8.4
Lowest fee$59.99
Starts at$6,000
Max alloc$300,000
PayoutsFirst reward after 21 days, then every 14 days (Stellar 1-Step pays every 5 business days; Stellar Instant pays on demand)
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MT4MT5
Challenge Type
Stellar 2-Step, Stellar 1-Step, Stellar Lite, Stellar Instant
The5%ersReviewed
Israel • 10+ yrs
8.4
Lowest fee$19
Starts atHigh Stakes
Max alloc$500,000 via High Stakes scaling (the homepage advertises up to $4,000,000 across programs)
PayoutsNot published on their public pages
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MT5cTrader
Challenge Type
Hyper Growth (1-Step), Pro Growth (1-Step), High Stakes (2-Step), Bootcamp (3-Step), Futures Day Trade
Top One TraderReviewed
United States • 3+ yrs
8.4
Lowest fee$69
Starts at$5,000
Max alloc$300,000
PayoutsFirst payout 14 days after funding, then every 14 days (weekly with the Weekly Payout Add-On)
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MatchTraderTradeLocker
Challenge Type
One-Step FLASH, Two-Step PRO, Instant Funding, Instant Prime, Nova Challenge
Alpha Capital GroupReviewed
United Kingdom • 3+ yrs
8.3
Lowest fee$37
Starts at$5,000
Max alloc$400,000
PayoutsBi-weekly or on demand
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MT5cTrader
Challenge Type
Alpha One (1-Step, 6% / 10% / 12% variants), Alpha Pro (2-Step), Alpha Direct (Instant)
Blueberry FundedReviewed
Australia • 3+ yrs
8.3
Lowest fee$44
Starts at$5,000
Max alloc$200,000 purchasable (scaling to $2,000,000 simulated)
PayoutsBi-weekly (14-day cycle)
- Top Markets
- ForexIndicesCommodities
- Top Platforms
- MT4MT5
Challenge Type
1-Step, Flex 1 Step, Prime 2-Step, Instant Elite, Instant Lite
Sources & References
- Our methodology for ranking trading providers— BrokerAnalysis
- Editorial policy and research standards— BrokerAnalysis
- Data sources used across reviews and comparisons— BrokerAnalysis
- FTMO review and rules— BrokerAnalysis
- Instant Funding review and rules— BrokerAnalysis
- Prop category guide: funded account— BrokerAnalysis
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