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True Cost of Trading Calculator

Don't just compare spreads — calculate the real total cost including commissions, swaps, and withdrawal fees. See which broker actually saves you money.

How do I calculate the true cost of trading at a forex broker?

The true cost of trading equals your annual spread cost plus commissions plus swap plus withdrawal fees. With 120 lots traded per year, an average broker can cost $1,000-$4,000+ annually once all four cost layers are included, compared with the headline spread alone.

Your Trading Profile

10 lots/month
2 days
12x/year

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Free cost snapshot

Exness is cheapest in this selected set

Under your current assumptions, the widest selected spread is about $840 per year more expensive than the cheapest selected option.

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Cost Breakdown (Visual)

Exness$960/yr
$960
XM$1,632/yr
$1,632
IC Markets$1,728/yr
$1,728
Vantage$1,800/yr
$1,800

* Costing basis: EUR/USD, 1.00 standard lot (100,000 units), USD account. Spreads, commissions and swaps on gold, oil, indices and crypto differ substantially from forex — this comparison does not model them. Actual costs also vary by account type, market conditions and broker updates. Swap rates change daily. Always verify current rates with the broker.

Affiliate Disclosure: We may earn commissions from partner links.|Risk Warning: Trading leveraged products involves significant risk of loss and may not be suitable for all investors.

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Lowest total cost brokers

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