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OANDA Fees & Commissions 2026: Spreads, Costs & Charges

Complete analysis of OANDA's fee structure. EUR/USD from 1.1 pips (Standard) | 0.1 pips (Core). Commission: $5/lot (Core Account). Deposit methods and withdrawal costs explained.

By BrokerAnalysis Research Desk•Updated 2026-09-29•Fact-checked by BrokerAnalysis Editorial Team

What are OANDA fees?

Complete analysis of OANDA's fee structure. EUR/USD from 1.1 pips (Standard) | 0.1 pips (Core). Commission: $5/lot (Core Account). Deposit methods and withdrawal costs explained.

EUR/USD Spread

1.1 pips (Standard) | 0.1 pips (Core)

Commission

$5/lot (Core Account)

Execution Type

Market Maker / V2 Engine

Min Deposit

$0

Deposit Methods

Bank Transfer, Debit Card, PayPal

Withdrawal Speed

1-3 business days

Inactivity Fee

$10/month after 12 months no trading

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OANDA Spreads

OANDA offers flexible pricing with Standard accounts (spreads from 0.6 pips, no commission) and Core/Premium accounts (raw spreads from 0.0 pips + commission). No deposit fees, free withdrawals over $10,000. Inactivity fee of $10/month applies after 12 months of no trading. Premium and Elite accounts offer up to 30% spread reduction.

Commission Structure

OANDA's commission model: $5/lot (Core Account). Trading on Market Maker / V2 Engine execution. Spreads are competitive within the industry, suitable for day traders and swing traders.

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Non-Trading Fees

Deposit Fee: $0

Withdrawal Fee: Free (over $10k), $20 (wire under $10k)

Inactivity Fee: $10/month after 12 months

Currency Conversion: 0.5% additional spread

Inactivity fee: $10/month after 12 months no trading

Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.

Deposit & Withdrawal Costs

Deposit methods: Bank Transfer, Debit Card, PayPal. Withdrawal processing time: 1-3 business days. Deposit fee: Free. Withdrawal fee: Free (over $10k), $20 (wire under $10k). Third-party payment provider or bank fees may still apply depending on your region and funding method.

Frequently Asked Questions

OANDA charges EUR/USD spreads from 1.1 pips (Standard) | 0.1 pips (Core) with a commission of $5/lot (Core Account). The broker uses Market Maker / V2 Engine execution.
OANDA offers EUR/USD spreads from 1.1 pips (Standard) | 0.1 pips (Core). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
OANDA lists withdrawal costs as Free (over $10k), $20 (wire under $10k). Withdrawal processing time is typically 1-3 business days.
OANDA charges a commission of $5/lot (Core Account) on raw/ECN accounts. Standard accounts may offer zero commission with wider spreads.
OANDA accepts the following deposit methods: Bank Transfer, Debit Card, PayPal. The minimum deposit is $0.
$10/month after 12 months no trading

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