HFM Spreads & Commissions 2026: Costs by Instrument

EUR/USD spreads at HFM start from 1.0 pips (Premium) | 0.0 pips (Zero). Commission: $3.00/lot (Zero Account). Execution: STP / ECN capabilities. Spreads widen in volatile markets and vary by account tier — raw/ECN accounts pair tighter spreads with a per-lot commission.

Commission model at HFM: $3.00/lot (Zero Account). On STP / ECN capabilities execution. Spreads are competitive and suit day traders and swing traders.

**EUR/USD**: standard 1.0 pip (Premium), raw/ECN 0.0 pips + $3/side (Zero). **GBP/USD**: standard 1.5 pips (Premium), raw/ECN 0.3 pips + $3/side (Zero). **USD/JPY**: standard 1.3 pips (Premium), raw/ECN 0.1 pips + $3/side (Zero). **Gold (XAU/USD)**: standard 0.29 (Premium), raw/ECN 0.10 (Zero). **S&P 500**: standard 0.40 points, raw/ECN 0.25 points. **BTC/USD**: standard Variable, raw/ECN Variable.

HFM operates with a minimum deposit of $0 and offers leverage up to 1:2000 (Global) | 1:30 (EU). EUR/USD spreads are quoted from 1.0 pips (Premium) | 0.0 pips (Zero), with a commission structure of $3.00/lot (Zero Account) on STP / ECN capabilities execution. Trading platforms include MT4, MT5, HFM App. Deposit methods span Card, Wire, Skrill, Neteller, Crypto, and withdrawal processing runs at 24 hours. The broker holds 2 Tier-1 and 1 Tier-3 licence (FCA (UK), CySEC (Cyprus), DFSA (Dubai), FSCA (South Africa), FSA (Seychelles)), with client protection of Up to €20,000 (EU) / £85,000 (UK). Operating since 2010 from Cyprus. HFM is positioned Bonus hunters, high leverage users & versatile traders. Educational resources are rated Good, covering market analysis and platform training. Reviewers consistently note: Excellent mobile app functionality with in-app trading; No minimum deposit required to start; Zero account features competitive 0.0 pip spreads with low commission.

Deposit methods at HFM: Credit/Debit Card (Visa, Mastercard) (Instant), Bank Wire Transfer (1-3 business days), Skrill (Instant), Neteller (Instant), Bitcoin/Cryptocurrency (Instant). Withdrawal methods: Credit/Debit Card (2-5 business days), Bank Wire Transfer (2-5 business days), Skrill/Neteller (24-48 hours), Bitcoin/Cryptocurrency (Instant), Local Payment Methods (24-48 hours). Supported base currencies: USD, EUR, NGN, ZAR, JPY, VND, IDR, GBP. Broker-listed deposit fee: Free on all methods. Broker-listed withdrawal fee: Free. Verification: Government-issued ID (passport/national ID) + Proof of address (utility bill/bank statement within 3 months). Time to open an account: Same day for most applications, verification within 24-48 hours. Forex pairs available: 50+.

HFM is positioned Bonus hunters, high leverage users & versatile traders, which matters when comparing it against other brokers for this decision. Strengths in our review: Excellent mobile app functionality with in-app trading; No minimum deposit required to start; Zero account features competitive 0.0 pip spreads with low commission; Massive variety of bonus and promotional programs (outside EU/UK); Cent accounts available for micro-trading. Watch-outs in our review: No proprietary desktop platform (relies on MT4/MT5); Account types and regulations can be confusing to navigate. Platform support: MT4 supported, MT5 supported, cTrader not supported, TradingView not supported, proprietary Yes (Mobile Only). Islamic (swap-free) accounts: supported. Demo account: Yes. Education resources are rated Good. Regulatory footprint: FCA (UK) (Tier 1), CySEC (Cyprus) (Tier 1), DFSA (Dubai) (Tier 2), FSCA (South Africa) (Tier 2), FSA (Seychelles) (Tier 3).

HFM is rated 4.5/5 in our editorial reviews and holds licences across 5 regulated entities. The broker was founded in 2010. Headquarters are in Cyprus. It has been licensed since 2010. Positioning: Bonus hunters, high leverage users & versatile traders. Commission model: $3.00/lot (Zero Account). Leverage reaches 1:2000 (Global) | 1:30 (EU). Minimum deposit: $0.

**Strengths**: Excellent mobile app functionality with in-app trading; No minimum deposit required to start; Zero account features competitive 0.0 pip spreads with low commission; Massive variety of bonus and promotional programs (outside EU/UK); Cent accounts available for micro-trading. **Weaknesses**: No proprietary desktop platform (relies on MT4/MT5); Account types and regulations can be confusing to navigate.