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HFM Fees & Commissions 2026: Spreads, Costs & Charges
Complete analysis of HFM's fee structure. EUR/USD from 1.0 pips (Premium) | 0.0 pips (Zero). Commission: $3.00/lot (Zero Account). Deposit methods and withdrawal costs explained.
By Chukwudi Okafor•Updated 2026-06-18•Fact-checked by David Okonjo
What are HFM fees?
Complete analysis of HFM's fee structure. EUR/USD from 1.0 pips (Premium) | 0.0 pips (Zero). Commission: $3.00/lot (Zero Account). Deposit methods and withdrawal costs explained.
EUR/USD Spread
1.0 pips (Premium) | 0.0 pips (Zero)
Commission
$3.00/lot (Zero Account)
Execution Type
STP / ECN capabilities
Min Deposit
$0
Deposit Methods
Card, Wire, Skrill, Neteller, Crypto
Withdrawal Speed
24 hours
Inactivity Fee
$5/month after 6 months of dormancy
HFM Spreads
HFM offers competitive pricing with multiple account types to suit different trading styles. The Premium account is commission-free with spreads from 1.0 pip on EUR/USD. The Zero account offers raw spreads from 0.0 pips with a $3 per lot per side commission ($6 round turn). Pro and Pro Plus accounts offer tighter spreads with no commission. HFM charges no deposit or withdrawal fees, though a $5 monthly inactivity fee applies after 6 months of dormancy. Equity CFD trades carry a 0.10% commission.
Commission Structure
HFM's commission model: $3.00/lot (Zero Account). Trading on STP / ECN capabilities execution. Spreads are competitive within the industry, suitable for day traders and swing traders.
Non-Trading Fees
**Deposit Fee**: $0
**Withdrawal Fee**: $0
**Inactivity Fee (after 6 months)**: $5/month
**Equity CFD Commission**: 0.10%
**Account Maintenance**: $0
**Inactivity fee**: $5/month after 6 months of dormancy
Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.
Deposit & Withdrawal Costs
Deposit methods: Card, Wire, Skrill, Neteller, Crypto. Withdrawal processing time: 24 hours. Deposit fee: Free on all methods. Withdrawal fee: Free. Third-party payment provider or bank fees may still apply depending on your region and funding method.
Frequently Asked Questions
HFM charges EUR/USD spreads from 1.0 pips (Premium) | 0.0 pips (Zero) with a commission of $3.00/lot (Zero Account). The broker uses STP / ECN capabilities execution.
HFM offers EUR/USD spreads from 1.0 pips (Premium) | 0.0 pips (Zero). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
HFM lists withdrawal costs as Free. Withdrawal processing time is typically 24 hours.
HFM charges a commission of $3.00/lot (Zero Account) on raw/ECN accounts. Standard accounts may offer zero commission with wider spreads.
HFM accepts the following deposit methods: Card, Wire, Skrill, Neteller, Crypto. The minimum deposit is $0.
$5/month after 6 months of dormancy