HFM Fees & Commissions 2026: Spreads, Costs & Charges

HFM offers competitive pricing with multiple account types to suit different trading styles. The Premium account is commission-free with spreads from 1.0 pip on EUR/USD. The Zero account offers raw spreads from 0.0 pips with a $3 per lot per side commission ($6 round turn). Pro and Pro Plus accounts offer tighter spreads with no commission. HFM charges no deposit or withdrawal fees, though a $5 monthly inactivity fee applies after 6 months of dormancy. Equity CFD trades carry a 0.10% commission.

HFM's commission model: $3.00/lot (Zero Account). Trading on STP / ECN capabilities execution. Spreads are competitive within the industry, suitable for day traders and swing traders.

Deposit Fee: $0

Withdrawal Fee: $0

Inactivity Fee (after 6 months): $5/month

Equity CFD Commission: 0.10%

Account Maintenance: $0

Inactivity fee: USD 5/month after 6 months of inactivity, rising to USD 10/month after 1 year (per HFM's official account opening agreement).

Fees last verified: July 2026.

Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.

Deposit methods: Card, Wire, Skrill, Neteller, Crypto. Withdrawal processing time: 24 hours. Deposit fee: Free on all methods. Withdrawal fee: Free. Third-party payment provider or bank fees may still apply depending on your region and funding method.