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HFM Fees & Commissions 2026: Spreads, Costs & Charges

Complete analysis of HFM's fee structure. EUR/USD from 1.0 pips (Premium) | 0.0 pips (Zero). Commission: $3.00/lot (Zero Account). Deposit methods and withdrawal costs explained.

By BrokerAnalysis Research Desk•Updated 2026-07-21•Fact-checked by BrokerAnalysis Editorial Team

What are HFM fees?

Complete analysis of HFM's fee structure. EUR/USD from 1.0 pips (Premium) | 0.0 pips (Zero). Commission: $3.00/lot (Zero Account). Deposit methods and withdrawal costs explained.

EUR/USD Spread

1.0 pips (Premium) | 0.0 pips (Zero)

Commission

$3.00/lot (Zero Account)

Execution Type

STP / ECN capabilities

Min Deposit

$0

Deposit Methods

Card, Wire, Skrill, Neteller, Crypto

Withdrawal Speed

24 hours

Inactivity Fee

USD 5/month after 6 months of inactivity, rising to USD 10/month after 1 year (per HFM's official account opening agreement).

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HFM Spreads

HFM offers competitive pricing with multiple account types to suit different trading styles. The Premium account is commission-free with spreads from 1.0 pip on EUR/USD. The Zero account offers raw spreads from 0.0 pips with a $3 per lot per side commission ($6 round turn). Pro and Pro Plus accounts offer tighter spreads with no commission. HFM charges no deposit or withdrawal fees, though a $5 monthly inactivity fee applies after 6 months of dormancy. Equity CFD trades carry a 0.10% commission.

Commission Structure

HFM's commission model: $3.00/lot (Zero Account). Trading on STP / ECN capabilities execution. Spreads are competitive within the industry, suitable for day traders and swing traders.

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Non-Trading Fees

Deposit Fee: $0

Withdrawal Fee: $0

Inactivity Fee (after 6 months): $5/month

Equity CFD Commission: 0.10%

Account Maintenance: $0

Inactivity fee: USD 5/month after 6 months of inactivity, rising to USD 10/month after 1 year (per HFM's official account opening agreement).

Fees last verified: July 2026.

Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.

Deposit & Withdrawal Costs

Deposit methods: Card, Wire, Skrill, Neteller, Crypto. Withdrawal processing time: 24 hours. Deposit fee: Free on all methods. Withdrawal fee: Free. Third-party payment provider or bank fees may still apply depending on your region and funding method.

Frequently Asked Questions

HFM charges EUR/USD spreads from 1.0 pips (Premium) | 0.0 pips (Zero) with a commission of $3.00/lot (Zero Account). The broker uses STP / ECN capabilities execution.
HFM offers EUR/USD spreads from 1.0 pips (Premium) | 0.0 pips (Zero). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
HFM lists withdrawal costs as Free. Withdrawal processing time is typically 24 hours.
HFM charges a commission of $3.00/lot (Zero Account) on raw/ECN accounts. Standard accounts may offer zero commission with wider spreads.
HFM accepts the following deposit methods: Card, Wire, Skrill, Neteller, Crypto. The minimum deposit is $0.
USD 5/month after 6 months of inactivity, rising to USD 10/month after 1 year (per HFM's official account opening agreement).

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