HFM Account Types 2026: Compare Every Account

**Cent Account** — Min. deposit: No minimum. Spreads from 1.2 pips. No commission. **Premium Account** — Min. deposit: No minimum. Spreads from 1.0 pip. No commission. **Zero Spread Account** — Min. deposit: No minimum. Spreads from 0.0 pips on majors. Commission $3 per lot per side ($6 RT). **Pro Account** — Min. deposit: $100. Spreads from 0.5 pips. No commission. **Pro Plus Account** — Min. deposit: $250. Spreads from 0.2 pips. No commission.

Broker positioning: best for Bonus hunters, high leverage users & versatile traders. Raw/ECN-style accounts suit cost-focused and algorithmic traders; standard accounts suit beginners who prefer simplicity. Islamic (swap-free) accounts are available. Demo accounts (Yes) let you test types without funding.

Minimum deposit: $0. Verification: Government-issued ID (passport/national ID) + Proof of address (utility bill/bank statement within 3 months). Time to open: Same day for most applications, verification within 24-48 hours. Platforms: MT4, MT5, HFM App.

HFM operates with a minimum deposit of $0 and offers leverage up to 1:2000 (Global) | 1:30 (EU). EUR/USD spreads are quoted from 1.0 pips (Premium) | 0.0 pips (Zero), with a commission structure of $3.00/lot (Zero Account) on STP / ECN capabilities execution. Trading platforms include MT4, MT5, HFM App. Deposit methods span Card, Wire, Skrill, Neteller, Crypto, and withdrawal processing runs at 24 hours. The broker holds 2 Tier-1 and 1 Tier-3 licence (FCA (UK), CySEC (Cyprus), DFSA (Dubai), FSCA (South Africa), FSA (Seychelles)), with client protection of Up to €20,000 (EU) / £85,000 (UK). Operating since 2010 from Cyprus. HFM is positioned Bonus hunters, high leverage users & versatile traders. Educational resources are rated Good, covering market analysis and platform training. Reviewers consistently note: Excellent mobile app functionality with in-app trading; No minimum deposit required to start; Zero account features competitive 0.0 pip spreads with low commission.

Deposit methods at HFM: Credit/Debit Card (Visa, Mastercard) (Instant), Bank Wire Transfer (1-3 business days), Skrill (Instant), Neteller (Instant), Bitcoin/Cryptocurrency (Instant). Withdrawal methods: Credit/Debit Card (2-5 business days), Bank Wire Transfer (2-5 business days), Skrill/Neteller (24-48 hours), Bitcoin/Cryptocurrency (Instant), Local Payment Methods (24-48 hours). Supported base currencies: USD, EUR, NGN, ZAR, JPY, VND, IDR, GBP. Broker-listed deposit fee: Free on all methods. Broker-listed withdrawal fee: Free. Verification: Government-issued ID (passport/national ID) + Proof of address (utility bill/bank statement within 3 months). Time to open an account: Same day for most applications, verification within 24-48 hours. Forex pairs available: 50+.

HFM is positioned Bonus hunters, high leverage users & versatile traders, which matters when comparing it against other brokers for this decision. Strengths in our review: Excellent mobile app functionality with in-app trading; No minimum deposit required to start; Zero account features competitive 0.0 pip spreads with low commission; Massive variety of bonus and promotional programs (outside EU/UK); Cent accounts available for micro-trading. Watch-outs in our review: No proprietary desktop platform (relies on MT4/MT5); Account types and regulations can be confusing to navigate. Platform support: MT4 supported, MT5 supported, cTrader not supported, TradingView not supported, proprietary Yes (Mobile Only). Islamic (swap-free) accounts: supported. Demo account: Yes. Education resources are rated Good. Regulatory footprint: FCA (UK) (Tier 1), CySEC (Cyprus) (Tier 1), DFSA (Dubai) (Tier 2), FSCA (South Africa) (Tier 2), FSA (Seychelles) (Tier 3).

HFM is rated 4.5/5 in our editorial reviews and holds licences across 5 regulated entities. The broker was founded in 2010. Headquarters are in Cyprus. It has been licensed since 2010. Positioning: Bonus hunters, high leverage users & versatile traders. Commission model: $3.00/lot (Zero Account). Leverage reaches 1:2000 (Global) | 1:30 (EU). Minimum deposit: $0.

**Strengths**: Excellent mobile app functionality with in-app trading; No minimum deposit required to start; Zero account features competitive 0.0 pip spreads with low commission; Massive variety of bonus and promotional programs (outside EU/UK); Cent accounts available for micro-trading. **Weaknesses**: No proprietary desktop platform (relies on MT4/MT5); Account types and regulations can be confusing to navigate.