Head-to-Head Comparison

Funding Pips vs The5%ers (2026): Which Prop Firm Is Better?

We compare Funding Pips against The5%ers across challenge fees, profit splits, platforms, rules, and payout speed. Read our data-driven breakdown to find out which funded account provider suits your trading style in 2026.

Funding Pips

8.2/10

Up to 95% on the standard cycle (the firm advertises up to 100% rewards on selected plans) split·Up to $400,000

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The5%ers

8.4/10

80%–100% split·Up to $500,000 via High Stakes scaling (the homepage advertises up to $4,000,000 across programs)

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Our Verdict

Both Funding Pips and The5%ers are strong prop trading firms with distinct strengths. Funding Pips is best for forex traders, while The5%ers excels for forex traders. Your choice should depend on whether you prioritize easy-to-understand interface or operating since 2016 — strong track record.

Which is better, Funding Pips or The5%ers?

Quick Comparison

Metric	Funding Pips	The5%ers	Winner
Founded	2022	2016	Draw
Overall Rating	8.2/10	8.4/10	The5%ers
Profit Split	Up to 95% on the standard cycle (the firm advertises up to 100% rewards on selected plans)	80%–100%	Funding Pips
Max Account Size	$400,000	$500,000 via High Stakes scaling (the homepage advertises up to $4,000,000 across programs)	The5%ers
Lowest Challenge Fee	$32	$19	The5%ers
Payout Frequency	Bi-weekly, on flexible reward cycles	Not published on their public pages	Draw
Minimum Payout	$100	Not published on their public pages	Draw
Platforms	MT5, cTrader, Match Trader	MT5, cTrader	Funding Pips
Instruments	Forex, Indices, Commodities, Crypto	Forex, Indices, Commodities, Crypto, Futures	The5%ers
Challenge Types	3	5	The5%ers
Headquarters	Dubai, United Arab Emirates	Tel Aviv, Israel	Draw

Funding Pips vs The5%ers: Challenge Fees Compared

Funding Pips offers 5 account tiers with fees starting from $32. The5%ers counters with 5 options starting from $19. The5%ers is the more affordable entry point. Remember to also factor in profit split, drawdown rules, and payout speed when evaluating total value.

Funding Pips Fees

$5,000$32

$10,000$59

$25,000$159

$50,000$269

$100,000$555

The5%ers Fees

High StakesFrom $19

BootcampFrom $22

Hyper GrowthFrom $260

Pro GrowthFrom $52

Futures Day TradeFrom $59

Trading Rules: Funding Pips vs The5%ers

Understanding the rules is critical before purchasing any challenge. Funding Pips enforces a max drawdown of 12% and daily drawdown of 4%, with a profit target of 10%. The5%ers sets a max drawdown at 10% and daily drawdown at 5%, requiring traders to hit 10% + 5%. Stricter drawdown limits typically indicate a more conservative risk approach.

Rule	Funding Pips	The5%ers
Max Drawdown	12%	10%
Daily Drawdown	4%	5%
Profit Target	10%	10% + 5%
Profit Split	Up to 95% on the standard cycle (the firm advertises up to 100% rewards on selected plans)	80%–100%

Platform & Tools Comparison

Funding Pips supports MT5, cTrader, Match Trader. The5%ers provides access to MT5, cTrader. Funding Pips offers more platform variety.

MT5

Funding: ✓The5%ers: ✓

cTrader

Funding: ✓The5%ers: ✓

Match Trader

Funding: ✓The5%ers: ✗

Pros & Cons

Funding Pips

Easy-to-understand interface

Low entry prices from $36

Commission boosts at higher volumes

Multiple platform options

Weekly payouts

Base reward split depends on selected payout cycle

Program rules vary by Zero, 1-Step, and 2-Step models

Scaling logic can be confusing for new traders

No personal affiliate manager

The5%ers

Operating since 2016 — strong track record

Up to 100% profit split on Bootcamp

Progressive growth model with scaling

Low entry from $39

Wide instrument selection

MT5 platform only

Stricter drawdown limits (6%)

Some programs have complex scaling rules

Limited platform selection

Expert Analysis

When placing Funding Pips and The5%ers side-by-side, two distinct funded-account philosophies emerge. Funding Pips, operating since 2022 out of Dubai, United Arab Emirates, has built its model around Zero and 1-Step Flex evaluations with a Up to 95% on the standard cycle (the firm advertises up to 100% rewards on selected plans) profit split and accounts up to $400,000. Their platform offering (MT5, cTrader, Match Trader) covers Forex, Indices, Commodities, Crypto. The5%ers, headquartered in Tel Aviv, Israel since 2016, takes a different approach with Hyper Growth (1-Step) and Pro Growth (1-Step) models, offering 80%–100% profit sharing on accounts up to $500,000 via High Stakes scaling (the homepage advertises up to $4,000,000 across programs). They support MT5, cTrader across Forex, Indices, Commodities, Crypto, Futures. The Bottom Line: If you value easy-to-understand interface, Funding Pips is the logical choice. If you prefer operating since 2016 — strong track record and want access to MT5, The5%ers earns our recommendation.

Last reviewed:September 2, 2026

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By:BrokerAnalysis Research Desk

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Fact-checked by:BrokerAnalysis Editorial Team

Written by BrokerAnalysis Research Desk. Fact-checked by BrokerAnalysis Editorial Team. Data reflects provider disclosures and payouts verified as of 2026-09-02.

Sources & References

Our methodology for ranking trading providers— BrokerAnalysis
Editorial policy and research standards— BrokerAnalysis
Data sources used across reviews and comparisons— BrokerAnalysis
Funding Pips review and rules— BrokerAnalysis
The5%ers review and rules— BrokerAnalysis
BrokerAnalysis ranking methodology— BrokerAnalysis

Category Winners

Lowest Entry Cost

The5%ers

Based on the cheapest available challenge fee.

Highest Profit Split

Funding Pips

Based on the maximum profit-sharing percentage.

Platform Variety

Funding Pips

Assessed by total number of supported trading platforms.

Market Coverage

The5%ers

Determined by the number of tradeable instrument categories.

Frequently Asked Questions

Is Funding Pips better than The5%ers?

Which prop firm has a higher profit split: Funding Pips or The5%ers?

Funding Pips offers a Up to 95% on the standard cycle (the firm advertises up to 100% rewards on selected plans) profit split, while The5%ers offers 80%–100%. Funding Pips gives traders a larger share of profits.

Which prop firm is cheaper: Funding Pips or The5%ers?

Funding Pips's lowest challenge fee is $32, while The5%ers starts at $19. The5%ers is the more affordable option.

What platforms do Funding Pips and The5%ers support?

Funding Pips supports MT5, cTrader, Match Trader. The5%ers supports MT5, cTrader.

Are Funding Pips and The5%ers legitimate prop firms?

Yes, both are legitimate prop trading firms. Funding Pips was founded in 2022 and is based in Dubai, United Arab Emirates. The5%ers was founded in 2016 and is headquartered in Tel Aviv, Israel. Always verify the latest terms on each firm's official website before purchasing a challenge.