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Head-to-Head Comparison

FTMO vs Moneta Funded (2026): Which Prop Firm Is Better?

We compare FTMO against Moneta Funded across challenge fees, profit splits, platforms, rules, and payout speed. Read our data-driven breakdown to find out which funded account provider suits your trading style in 2026.

FTMO logo

FTMO

9/10
Up to 90% split·Up to $200,000
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Moneta Funded logo

Moneta Funded

7.9/10
88% on 1-Step, 2-Step, Phoenix and Instant Pro; 60% or 88% on Instant Funding, chosen at purchase; 100% on Sprint Challenge only split·Up to $100,000 max purchasable (Phoenix sells $2,500–$80,000; scaling reaches $2,000,000)
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Our Verdict

After a detailed side-by-side analysis, FTMO edges out the competition in this matchup. While Moneta Funded remains an excellent choice for forex traders, instant funding seekers, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Which is better, FTMO or Moneta Funded?

After a detailed side-by-side analysis, FTMO edges out the competition in this matchup. While Moneta Funded remains an excellent choice for forex traders, instant funding seekers, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Quick Comparison

MetricFTMOMoneta FundedWinner
Founded20152020Draw
Overall Rating9/107.9/10FTMO
Profit SplitUp to 90%88% on 1-Step, 2-Step, Phoenix and Instant Pro; 60% or 88% on Instant Funding, chosen at purchase; 100% on Sprint Challenge onlyFTMO
Max Account Size$200,000$100,000 max purchasable (Phoenix sells $2,500–$80,000; scaling reaches $2,000,000)FTMO
Lowest Challenge Fee$89$42Moneta Funded
Payout FrequencyOn demand after 14 daysEvery 14 days (Instant Pro pays on demand then every 14; Sprint pays immediately on completion)Draw
Minimum Payout$20 bank / $50 crypto$100Draw
PlatformsMT4, MT5, cTrader, DXtradeMT5, Match-TraderFTMO
InstrumentsForex, Indices, Commodities, Crypto, StocksForex, Indices, Commodities, CryptoFTMO
Challenge Types26Moneta Funded
HeadquartersPrague, Czech RepublicDubai, United Arab EmiratesDraw

FTMO vs Moneta Funded: Challenge Fees Compared

FTMO offers 5 account tiers with fees starting from $89. Moneta Funded counters with 5 options starting from $42. Moneta Funded is the more affordable entry point. Remember to also factor in profit split, drawdown rules, and payout speed when evaluating total value.

FTMO Fees

$10,000€89
$25,000€250
$50,000€345
$100,000€540
$200,000€1,080

Moneta Funded Fees

$5,000$42
$10,000$90
$25,000$215
$50,000$465
$100,000$840

Trading Rules: FTMO vs Moneta Funded

Understanding the rules is critical before purchasing any challenge. FTMO enforces a max drawdown of 10% trailing / 10% static and daily drawdown of 3% / 5%, with a profit target of 10% / 10% + 5%. Moneta Funded sets a max drawdown at 6% static and daily drawdown at 3%, requiring traders to hit 10%. Stricter drawdown limits typically indicate a more conservative risk approach.

RuleFTMOMoneta Funded
Max Drawdown10% trailing / 10% static6% static
Daily Drawdown3% / 5%3%
Profit Target10% / 10% + 5%10%
Profit SplitUp to 90%88% on 1-Step, 2-Step, Phoenix and Instant Pro; 60% or 88% on Instant Funding, chosen at purchase; 100% on Sprint Challenge only

Platform & Tools Comparison

FTMO supports MT4, MT5, cTrader, DXtrade. Moneta Funded provides access to MT5, Match-Trader. FTMO offers more platform variety.

MT4
FTMO: ✓Moneta: ✗
MT5
FTMO: ✓Moneta: ✓
cTrader
FTMO: ✓Moneta: ✗
DXtrade
FTMO: ✓Moneta: ✗
Match-Trader
FTMO: ✗Moneta: ✓

Pros & Cons

FTMO

One of the most established prop firms (since 2015)
Paid out over $500 million in rewards
Now offering both 1-Step and 2-Step evaluations
Up to 90% profit split with scaling
Wide range of tradeable instruments
2-step evaluation process takes longer
Strict daily drawdown rules (5%)
No news trading on some accounts
Higher challenge fees compared to newer firms

Moneta Funded

Now included as a full live review page in the prop-firm catalog
Official website and tracked outbound routing are in place
Structured review fields are available for side-by-side comparison
Useful shortlist option for traders comparing newer firms like Moneta Funded
Some pricing and rule fields still rely on standardized capture
Program details can change quickly and should be confirmed on the official site
Historical payout and support data is lighter than on older legacy firms
Feature depth varies more by program than on the most established firms

Expert Analysis

When placing FTMO and Moneta Funded side-by-side, two distinct funded-account philosophies emerge. FTMO, operating since 2015 out of Prague, Czech Republic, has built its model around 1-Step Challenge and 2-Step Challenge evaluations with a Up to 90% profit split and accounts up to $200,000. Their platform offering (MT4, MT5, cTrader, DXtrade) covers Forex, Indices, Commodities, Crypto, Stocks. Moneta Funded, headquartered in Dubai, United Arab Emirates since 2020, takes a different approach with 1-Step Challenge and 2-Step Challenge models, offering 88% on 1-Step, 2-Step, Phoenix and Instant Pro; 60% or 88% on Instant Funding, chosen at purchase; 100% on Sprint Challenge only profit sharing on accounts up to $100,000 max purchasable (Phoenix sells $2,500–$80,000; scaling reaches $2,000,000). They support MT5, Match-Trader across Forex, Indices, Commodities, Crypto. The Bottom Line: If you value one of the most established prop firms (since 2015), FTMO is the logical choice. If you prefer now included as a full live review page in the prop-firm catalog and want access to MT5, Moneta Funded earns our recommendation.
Last reviewed:
•
By:BrokerAnalysis Research Desk
•
Fact-checked by:BrokerAnalysis Editorial Team

Written by BrokerAnalysis Research Desk. Fact-checked by BrokerAnalysis Editorial Team. Data reflects provider disclosures and payouts verified as of 2026-10-08.

Sources & References

  1. — BrokerAnalysis
  2. — BrokerAnalysis
  3. — BrokerAnalysis
  4. — BrokerAnalysis
  5. — BrokerAnalysis
  6. — BrokerAnalysis

Category Winners

Lowest Entry Cost
Moneta Funded
Based on the cheapest available challenge fee.
Highest Profit Split
FTMO
Based on the maximum profit-sharing percentage.
Platform Variety
FTMO
Assessed by total number of supported trading platforms.
Market Coverage
FTMO
Determined by the number of tradeable instrument categories.

Frequently Asked Questions

Is FTMO better than Moneta Funded?

After a detailed side-by-side analysis, **FTMO** edges out the competition in this matchup. While Moneta Funded remains an excellent choice for forex traders, instant funding seekers, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Which prop firm has a higher profit split: FTMO or Moneta Funded?

FTMO offers a Up to 90% profit split, while Moneta Funded offers 88% on 1-Step, 2-Step, Phoenix and Instant Pro; 60% or 88% on Instant Funding, chosen at purchase; 100% on Sprint Challenge only. FTMO gives traders a larger share of profits.

Which prop firm is cheaper: FTMO or Moneta Funded?

FTMO's lowest challenge fee is $89, while Moneta Funded starts at $42. Moneta Funded is the more affordable option.

What platforms do FTMO and Moneta Funded support?

FTMO supports MT4, MT5, cTrader, DXtrade. Moneta Funded supports MT5, Match-Trader.

Are FTMO and Moneta Funded legitimate prop firms?

Yes, both are legitimate prop trading firms. FTMO was founded in 2015 and is based in Prague, Czech Republic. Moneta Funded was founded in 2020 and is headquartered in Dubai, United Arab Emirates. Always verify the latest terms on each firm's official website before purchasing a challenge.

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