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Head-to-Head Comparison

FTMO vs FXIFY (2026): Which Prop Firm Is Better?

We compare FTMO against FXIFY across challenge fees, profit splits, platforms, rules, and payout speed. Read our data-driven breakdown to find out which funded account provider suits your trading style in 2026.

FTMO logo

FTMO

9/10
Up to 90% split·Up to $200,000
ReviewVisit
FXIFY logo

FXIFY

8.2/10
Up to 90% via the checkout add-on (the site also advertises up to 100% on some products) split·Up to $400,000 (One Phase; Two Phase tops out at $250,000)
ReviewVisit
Our Verdict

After a detailed side-by-side analysis, FTMO edges out the competition in this matchup. While FXIFY remains an excellent choice for forex traders, instant funding seekers, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Which is better, FTMO or FXIFY?

After a detailed side-by-side analysis, FTMO edges out the competition in this matchup. While FXIFY remains an excellent choice for forex traders, instant funding seekers, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Quick Comparison

MetricFTMOFXIFYWinner
Founded20152023Draw
Overall Rating9/108.2/10FTMO
Profit SplitUp to 90%Up to 90% via the checkout add-on (the site also advertises up to 100% on some products)Draw
Max Account Size$200,000$400,000 (One Phase; Two Phase tops out at $250,000)FXIFY
Lowest Challenge Fee$89$59FXIFY
Payout FrequencyOn demand after 14 daysFirst payout on demand, then every 14 or 30 days (bi-weekly is a paid add-on)Draw
Minimum Payout$20 bank / $50 crypto$50Draw
PlatformsMT4, MT5, cTrader, DXtradeMT4, MT5, DXtradeFTMO
InstrumentsForex, Indices, Commodities, Crypto, StocksForex, Indices, Commodities, CryptoFTMO
Challenge Types25FXIFY
HeadquartersPrague, Czech RepublicLondon, United KingdomDraw

FTMO vs FXIFY: Challenge Fees Compared

FTMO offers 5 account tiers with fees starting from $89. FXIFY counters with 8 options starting from $59. FXIFY is the more affordable entry point. Remember to also factor in profit split, drawdown rules, and payout speed when evaluating total value.

FTMO Fees

$10,000€89
$25,000€250
$50,000€345
$100,000€540
$200,000€1,080

FXIFY Fees

$5,000$59
$10,000$89
$15,000$119
$25,000$199
$50,000$379
$100,000$549
$200,000$1,049
$400,000$2,950

Trading Rules: FTMO vs FXIFY

Understanding the rules is critical before purchasing any challenge. FTMO enforces a max drawdown of 10% trailing / 10% static and daily drawdown of 3% / 5%, with a profit target of 10% / 10% + 5%. FXIFY sets a max drawdown at 6% trailing and daily drawdown at 3%, requiring traders to hit 10%. Stricter drawdown limits typically indicate a more conservative risk approach.

RuleFTMOFXIFY
Max Drawdown10% trailing / 10% static6% trailing
Daily Drawdown3% / 5%3%
Profit Target10% / 10% + 5%10%
Profit SplitUp to 90%Up to 90% via the checkout add-on (the site also advertises up to 100% on some products)

Platform & Tools Comparison

FTMO supports MT4, MT5, cTrader, DXtrade. FXIFY provides access to MT4, MT5, DXtrade. FTMO offers more platform variety.

MT4
FTMO: ✓FXIFY: ✓
MT5
FTMO: ✓FXIFY: ✓
cTrader
FTMO: ✓FXIFY: ✗
DXtrade
FTMO: ✓FXIFY: ✓

Pros & Cons

FTMO

One of the most established prop firms (since 2015)
Paid out over $500 million in rewards
Now offering both 1-Step and 2-Step evaluations
Up to 90% profit split with scaling
Wide range of tradeable instruments
2-step evaluation process takes longer
Strict daily drawdown rules (5%)
No news trading on some accounts
Higher challenge fees compared to newer firms

FXIFY

Over 200K active traders worldwide
Most challenge variety in the industry
Up to $400K in funding
Operates in 200+ countries
Instant funding and lightning challenge
Many program types can be confusing
No personal affiliate manager for new partners
Newer firm still building reputation
Variable rules across programs

Expert Analysis

When placing FTMO and FXIFY side-by-side, two distinct funded-account philosophies emerge. FTMO, operating since 2015 out of Prague, Czech Republic, has built its model around 1-Step Challenge and 2-Step Challenge evaluations with a Up to 90% profit split and accounts up to $200,000. Their platform offering (MT4, MT5, cTrader, DXtrade) covers Forex, Indices, Commodities, Crypto, Stocks. FXIFY, headquartered in London, United Kingdom since 2023, takes a different approach with One Phase and Two Phase Classic (static) models, offering Up to 90% via the checkout add-on (the site also advertises up to 100% on some products) profit sharing on accounts up to $400,000 (One Phase; Two Phase tops out at $250,000). They support MT4, MT5, DXtrade across Forex, Indices, Commodities, Crypto. The Bottom Line: If you value one of the most established prop firms (since 2015), FTMO is the logical choice. If you prefer over 200k active traders worldwide and want access to MT4, FXIFY earns our recommendation.
Last reviewed:
•
By:BrokerAnalysis Research Desk
•
Fact-checked by:BrokerAnalysis Editorial Team

Written by BrokerAnalysis Research Desk. Fact-checked by BrokerAnalysis Editorial Team. Data reflects provider disclosures and payouts verified as of 2026-10-08.

Sources & References

  1. — BrokerAnalysis
  2. — BrokerAnalysis
  3. — BrokerAnalysis
  4. — BrokerAnalysis
  5. — BrokerAnalysis
  6. — BrokerAnalysis

Category Winners

Lowest Entry Cost
FXIFY
Based on the cheapest available challenge fee.
Highest Profit Split
FTMO
Based on the maximum profit-sharing percentage.
Platform Variety
FTMO
Assessed by total number of supported trading platforms.
Market Coverage
FTMO
Determined by the number of tradeable instrument categories.

Frequently Asked Questions

Is FTMO better than FXIFY?

After a detailed side-by-side analysis, **FTMO** edges out the competition in this matchup. While FXIFY remains an excellent choice for forex traders, instant funding seekers, FTMO proves superior due to its one of the most established prop firms (since 2015) and paid out over $500 million in rewards.

Which prop firm has a higher profit split: FTMO or FXIFY?

FTMO offers a Up to 90% profit split, while FXIFY offers Up to 90% via the checkout add-on (the site also advertises up to 100% on some products). Both firms offer comparable profit-sharing terms.

Which prop firm is cheaper: FTMO or FXIFY?

FTMO's lowest challenge fee is $89, while FXIFY starts at $59. FXIFY is the more affordable option.

What platforms do FTMO and FXIFY support?

FTMO supports MT4, MT5, cTrader, DXtrade. FXIFY supports MT4, MT5, DXtrade.

Are FTMO and FXIFY legitimate prop firms?

Yes, both are legitimate prop trading firms. FTMO was founded in 2015 and is based in Prague, Czech Republic. FXIFY was founded in 2023 and is headquartered in London, United Kingdom. Always verify the latest terms on each firm's official website before purchasing a challenge.

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