How Sub-Affiliate Override Works (No Trading Needed)

The full nitty-gritty for beginners: where the money comes from, how your cut is calculated, how you get paid, and what you actually do all day.

How does sub-affiliate override work?

When a trader trades, the broker keeps the spread. The broker shares a slice as a per-lot rebate with the IB who referred the trader. When you recruit that IB as your sub-affiliate, the broker pays you an override — a percentage of their rebate. The trader pays nothing extra. Example only — requires volume plus retention.

1. Where the money comes from: the spread pays the rebate

Every forex/CFD trade has a spread — the gap between buy and sell price. That spread is broker revenue. The broker shares roughly 30–60% of it with the partner who brought the client. That share is the rebate, quoted as $X per lot. One lot = 100,000 units of base currency; most beginners trade 0.01–0.03 lots per position.

2. Your cut: the override

Recruit an affiliate under your link and you become their Master IB. Their traders generate rebates; the broker pays you an override on top — commonly a 70/30 split (sub keeps 70%, you keep 30%, VT Markets style) or a fixed percent per level (about 10% per level up to 5 levels, XM style). Worked example: your sub-IB's network trades 160 lots in a month at $8/lot = $1,280 in rebates; a 30% override = $384 to you. Example only — requires active volume plus retention, not typical.

3. How you get paid: settlement, minimums, rails

Overrides settle on the broker's IB cycle — daily on XM and HFM; weekly or monthly elsewhere — into your partner wallet, withdrawable above the minimum ($1–$100 depending on broker) via bank, card, e-wallet or crypto where offered. No client deposits ever touch you.

4. Linking: the Partner ID handshake

Your recruits must register through YOUR sub-affiliate link (open it via our Join as Sub-IB buttons so attribution is tracked). Some brokers additionally require both Partner IDs emailed to their partnerships desk (ThinkMarkets, XM) before the override flows — each broker's Join steps on this site spell this out. If they sign up without your link, you earn nothing from them.

5. What you actually do: give your network what retains traders

Rebate only pays while traders stay active. Retention comes from free signals, copy trading, education and fast onboarding — not from the link itself. That is why our system hands sub-IBs scripts, Telegram structure and a portal tour: you post content, the system onboards.

6. Rules that keep you safe

18+ only. Always disclose you are an affiliate. Never promise income — every figure on this site is an example, not typical. Send only eligible countries (US and restricted geos excluded by most brokers). Never touch client funds or wallets.

Not Financial Advice:

Information on this website is for educational and comparison purposes only. This does not constitute financial, investment, or trading advice. How we rank brokers. See Editorial Policy and Data Sources.

Affiliate Disclosure:

BrokerAnalysis may earn commissions from partners listed. This does not influence our rankings or analysis, which are based on our independent methodology. Read our Content Standards.