
XTB Fees & Commissions 2026: Spreads, Costs & Charges
Complete analysis of XTB's fee structure. EUR/USD from 0.8 pips (Standard). Commission: $0 on Forex, Indices, Commodities. Deposit methods and withdrawal costs explained.
What are XTB fees?
EUR/USD Spread
0.8 pips (Standard)
Commission
$0 on Forex, Indices, Commodities
Execution Type
Market Maker / STP
Min Deposit
$0
Deposit Methods
Bank Transfer, Credit/Debit, PayPal, Skrill
Withdrawal Speed
Usually same day (free for >$50)
Inactivity Fee
Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.
XTB Spreads
XTB offers very competitive spreads starting from 0.5 pips on Standard accounts with no commission.
Commission Structure
XTB's commission model: $0 on Forex, Indices, Commodities. Trading on Market Maker / STP execution. Spreads are competitive within the industry, suitable for day traders and swing traders.
Ready to check XTB's fees yourself?
Open XTB AccountNon-Trading Fees
Inactivity Fee: €10/month after 1 year
Withdrawal Fee: Free above threshold ($50-$100)
Inactivity fee: Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.
Fees last verified: July 2026.
Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.
Deposit & Withdrawal Costs
Deposit methods: Bank Transfer, Credit/Debit, PayPal, Skrill. Withdrawal processing time: Usually same day (free for >$50). Third-party payment provider or bank fees may still apply depending on your region and funding method.
Frequently Asked Questions
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Open a live or demo account to see these fees in practice.
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