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XTB Fees & Commissions 2026: Spreads, Costs & Charges
Complete analysis of XTB's fee structure. EUR/USD from 0.8 pips (Standard). Commission: $0 on Forex, Indices, Commodities. Deposit methods and withdrawal costs explained.
By Sophie Laurent•Updated 2026-07-01•Fact-checked by Lisa Martinez
What are XTB fees?
Complete analysis of XTB's fee structure. EUR/USD from 0.8 pips (Standard). Commission: $0 on Forex, Indices, Commodities. Deposit methods and withdrawal costs explained.
EUR/USD Spread
0.8 pips (Standard)
Commission
$0 on Forex, Indices, Commodities
Execution Type
Market Maker / STP
Min Deposit
$0
Deposit Methods
Bank Transfer, Credit/Debit, PayPal, Skrill
Withdrawal Speed
Usually same day (free for >$50)
Inactivity Fee
No inactivity fee is published in our current broker dataset.
XTB Spreads
XTB offers very competitive spreads starting from 0.5 pips on Standard accounts with no commission.
Commission Structure
XTB's commission model: $0 on Forex, Indices, Commodities. Trading on Market Maker / STP execution. Spreads are competitive within the industry, suitable for day traders and swing traders.
Non-Trading Fees
**Inactivity Fee**: €10/month after 1 year
**Withdrawal Fee**: Free above threshold ($50-$100)
**Inactivity fee**: No inactivity fee is published in our current broker dataset.
Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.
Deposit & Withdrawal Costs
Deposit methods: Bank Transfer, Credit/Debit, PayPal, Skrill. Withdrawal processing time: Usually same day (free for >$50). Third-party payment provider or bank fees may still apply depending on your region and funding method.
Frequently Asked Questions
XTB charges EUR/USD spreads from 0.8 pips (Standard) with a commission of $0 on Forex, Indices, Commodities. The broker uses Market Maker / STP execution.
XTB offers EUR/USD spreads from 0.8 pips (Standard). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
Withdrawal fees at XTB vary by payment method. Withdrawal processing time is typically Usually same day (free for >$50).
Yes, XTB's standard account type charges $0 commission — costs are built into the spread. However, raw/ECN account types may charge a per-lot commission for tighter spreads.
XTB accepts the following deposit methods: Bank Transfer, Credit/Debit, PayPal, Skrill. The minimum deposit is $0.
No inactivity fee is published in our current broker dataset.