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XTB Fees & Commissions 2026: Spreads, Costs & Charges

Complete analysis of XTB's fee structure. EUR/USD from 0.8 pips (Standard). Commission: $0 on Forex, Indices, Commodities. Deposit methods and withdrawal costs explained.

By BrokerAnalysis Research Desk•Updated 2026-07-21•Fact-checked by BrokerAnalysis Editorial Team

What are XTB fees?

Complete analysis of XTB's fee structure. EUR/USD from 0.8 pips (Standard). Commission: $0 on Forex, Indices, Commodities. Deposit methods and withdrawal costs explained.

EUR/USD Spread

0.8 pips (Standard)

Commission

$0 on Forex, Indices, Commodities

Execution Type

Market Maker / STP

Min Deposit

$0

Deposit Methods

Bank Transfer, Credit/Debit, PayPal, Skrill

Withdrawal Speed

Usually same day (free for >$50)

Inactivity Fee

Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.

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XTB Spreads

XTB offers very competitive spreads starting from 0.5 pips on Standard accounts with no commission.

Commission Structure

XTB's commission model: $0 on Forex, Indices, Commodities. Trading on Market Maker / STP execution. Spreads are competitive within the industry, suitable for day traders and swing traders.

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Non-Trading Fees

Inactivity Fee: €10/month after 1 year

Withdrawal Fee: Free above threshold ($50-$100)

Inactivity fee: Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.

Fees last verified: July 2026.

Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.

Deposit & Withdrawal Costs

Deposit methods: Bank Transfer, Credit/Debit, PayPal, Skrill. Withdrawal processing time: Usually same day (free for >$50). Third-party payment provider or bank fees may still apply depending on your region and funding method.

Frequently Asked Questions

XTB charges EUR/USD spreads from 0.8 pips (Standard) with a commission of $0 on Forex, Indices, Commodities. The broker uses Market Maker / STP execution.
XTB offers EUR/USD spreads from 0.8 pips (Standard). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
Withdrawal fees at XTB vary by payment method. Withdrawal processing time is typically Usually same day (free for >$50).
Yes, XTB's standard account type charges $0 commission — costs are built into the spread. However, raw/ECN account types may charge a per-lot commission for tighter spreads.
XTB accepts the following deposit methods: Bank Transfer, Credit/Debit, PayPal, Skrill. The minimum deposit is $0.
Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.

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