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XTB Fees & Commissions 2026: Spreads, Costs & Charges
Complete analysis of XTB's fee structure. EUR/USD from 0.8 pips (Standard). Commission: $0 on Forex, Indices, Commodities. Deposit methods and withdrawal costs explained.
By BrokerAnalysis Research Desk•Updated 2026-07-21•Fact-checked by BrokerAnalysis Editorial Team
What are XTB fees?
Complete analysis of XTB's fee structure. EUR/USD from 0.8 pips (Standard). Commission: $0 on Forex, Indices, Commodities. Deposit methods and withdrawal costs explained.
EUR/USD Spread
0.8 pips (Standard)
Commission
$0 on Forex, Indices, Commodities
Execution Type
Market Maker / STP
Min Deposit
$0
Deposit Methods
Bank Transfer, Credit/Debit, PayPal, Skrill
Withdrawal Speed
Usually same day (free for >$50)
Inactivity Fee
Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.
XTB Spreads
XTB offers very competitive spreads starting from 0.5 pips on Standard accounts with no commission.
Commission Structure
XTB's commission model: $0 on Forex, Indices, Commodities. Trading on Market Maker / STP execution. Spreads are competitive within the industry, suitable for day traders and swing traders.
Non-Trading Fees
**Inactivity Fee**: €10/month after 1 year
**Withdrawal Fee**: Free above threshold ($50-$100)
**Inactivity fee**: Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.
Fees last verified: July 2026.
Fees may vary depending on account type and jurisdiction. We aim to keep this data updated regularly.
Deposit & Withdrawal Costs
Deposit methods: Bank Transfer, Credit/Debit, PayPal, Skrill. Withdrawal processing time: Usually same day (free for >$50). Third-party payment provider or bank fees may still apply depending on your region and funding method.
Frequently Asked Questions
XTB charges EUR/USD spreads from 0.8 pips (Standard) with a commission of $0 on Forex, Indices, Commodities. The broker uses Market Maker / STP execution.
XTB offers EUR/USD spreads from 0.8 pips (Standard). Raw/ECN accounts typically have tighter spreads compared to standard accounts.
Withdrawal fees at XTB vary by payment method. Withdrawal processing time is typically Usually same day (free for >$50).
Yes, XTB's standard account type charges $0 commission — costs are built into the spread. However, raw/ECN account types may charge a per-lot commission for tighter spreads.
XTB accepts the following deposit methods: Bank Transfer, Credit/Debit, PayPal, Skrill. The minimum deposit is $0.
Inactivity fee applies after 12 months without trading (approx. EUR 10/month, entity-dependent); stops automatically once you trade again.