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IG Safety & Regulation 2026: Licences & Protection

Is IG safe? Regulation: Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Monetary Authority of Singapore (MAS), Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Commodity Futures Trading Commission (CFTC), Financial Markets Authority (FMA), Dubai Financial Services Authority (DFSA). Client protection, fund segregation, and tier breakdown.

By BrokerAnalysis Research DeskUpdated 2026-08-02Fact-checked by BrokerAnalysis Editorial Team

What are IG safety and-regulation?

Is IG safe? Regulation: Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Monetary Authority of Singapore (MAS), Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Commodity Futures Trading Commission (CFTC), Financial Markets Authority (FMA), Dubai Financial Services Authority (DFSA). Client protection, fund segregation, and tier breakdown.

Regulation

Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Monetary Authority of Singapore (MAS), Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Commodity Futures Trading Commission (CFTC), Financial Markets Authority (FMA), Dubai Financial Services Authority (DFSA)

Tier-1 Licences

5

Protection

£85,000 (FSCS UK)

Segregated Funds

Yes

Negative Balance Protection

Yes

Licensed Since

1974

Regulation of IG

IG is regulated by: **Financial Conduct Authority (FCA)** (United Kingdom) — Tier-1, licence 195355. **Australian Securities and Investments Commission (ASIC)** (Australia) — Tier-1, licence 515106. **Monetary Authority of Singapore (MAS)** (Singapore) — Tier-1. **Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)** (Germany) — Tier-1. **Commodity Futures Trading Commission (CFTC)** (United States) — Tier-1. **Financial Markets Authority (FMA)** (New Zealand) — Tier-1. **Dubai Financial Services Authority (DFSA)** (UAE) — Tier-1. Client protection: £85,000 (FSCS UK). Compensation scheme: Financial Services Compensation Scheme (FSCS) protects UK retail clients up to £85,000.

What Tier-1 Regulation Means at IG

Tier-1 regulators (e.g. FCA, CySEC, ASIC, FSCA-equivalent frameworks) apply capital requirements, client-money segregation, and compensation schemes. IG holds 5 Tier-1 licences and segregates client funds and offers negative balance protection.

Investor Protection at IG

Up to £85,000 under FSCS (UK clients) Client base: 313,000+. Licensed since 1974.

IG Trading Conditions

IG operates with a minimum deposit of $250 ($0 bank transfer) and offers leverage up to 1:30 (Retail UK/EU) | 1:200 (Pro). EUR/USD spreads are quoted from 0.6 pips (Standard), with a commission structure of $0 (Built into spread for Forex) on Market Maker (+ DMA routing available) execution. Trading platforms include IG Platform, L2 Dealer, ProRealTime, MT4. Deposit methods span Bank Transfer, Credit/Debit Card, and withdrawal processing runs at 2-5 business days. The broker holds 5 Tier-1 and 0 Tier-3 licences (FCA (UK), ASIC (Australia), CFTC/NFA (USA), FINMA (Switzerland), MAS (Singapore)), with client protection of £85,000 (FSCS UK). Operating since 1974 from London, UK. IG is positioned Professional traders, US traders & comprehensive market access. Educational resources are rated Excellent, covering market analysis and platform training. Reviewers consistently note: Publicly traded (FTSE 250) with exceptional financial stability; Access to over 17,000 global markets; Industry-leading proprietary web and mobile platform.

Funding and Verification at IG

Deposit methods at IG: Credit/Debit Card (Visa, Mastercard) (Instant), Bank Transfer (1-5 business days), PayPal (Instant), Apple Pay (Instant), BPAY (Australia) (1-2 business days). Withdrawal methods: Bank Transfer (1-5 business days (same day for Faster Payments)), Credit/Debit Card (2-5 business days), PayPal (Instant to 1 business day). Supported base currencies: USD, EUR, GBP, AUD, CHF, JPY, SGD, HKD, CAD. Broker-listed deposit fee: Free (0%). Broker-listed withdrawal fee: Free (bank/card/PayPal). Wire fee $15 may apply.. Verification: ID proof (passport/driving license) + Address proof (utility bill/bank statement dated within 3 months). Time to open an account: 1-3 business days (can be same day with instant verification). Forex pairs available: 80+.

Why Traders Consider IG

IG is positioned Professional traders, US traders & comprehensive market access, which matters when comparing it against other brokers for this decision. Strengths in our review: Publicly traded (FTSE 250) with exceptional financial stability; Access to over 17,000 global markets; Industry-leading proprietary web and mobile platform; Accepts US clients via IG US; ProRealTime charting is fantastic for technical analysis. Watch-outs in our review: Does not offer MetaTrader 5 (MT5); Stock CFD commissions can be high; Customer service can be impersonal for smaller accounts. Platform support: MT4 supported, MT5 not supported, cTrader not supported, TradingView not supported, proprietary supported. Islamic (swap-free) accounts: Yes (Select regions). Demo account: Yes (unlimited). Education resources are rated Excellent. Regulatory footprint: FCA (UK) (Tier 1), ASIC (Australia) (Tier 1), CFTC/NFA (USA) (Tier 1), FINMA (Switzerland) (Tier 1), MAS (Singapore) (Tier 1).

IG at a Glance

IG is rated 4.7/5 in our editorial reviews and holds licences across 5 regulated entities. The broker was founded in 1974. Headquarters are in London, UK. It has been licensed since 1974. Positioning: Professional traders, US traders & comprehensive market access. Commission model: $0 (Built into spread for Forex). Leverage reaches 1:30 (Retail UK/EU) | 1:200 (Pro). Minimum deposit: $250 ($0 bank transfer).

Strengths and Weaknesses of IG

**Strengths**: Publicly traded (FTSE 250) with exceptional financial stability; Access to over 17,000 global markets; Industry-leading proprietary web and mobile platform; Accepts US clients via IG US; ProRealTime charting is fantastic for technical analysis. **Weaknesses**: Does not offer MetaTrader 5 (MT5); Stock CFD commissions can be high; Customer service can be impersonal for smaller accounts.

Frequently Asked Questions

Yes — IG is regulated by Financial Conduct Authority (FCA), Australian Securities and Investments Commission (ASIC), Monetary Authority of Singapore (MAS), Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin), Commodity Futures Trading Commission (CFTC), Financial Markets Authority (FMA), Dubai Financial Services Authority (DFSA).
IG holds licences from: Financial Conduct Authority (FCA) (United Kingdom), Australian Securities and Investments Commission (ASIC) (Australia), Monetary Authority of Singapore (MAS) (Singapore), Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) (Germany), Commodity Futures Trading Commission (CFTC) (United States), Financial Markets Authority (FMA) (New Zealand), Dubai Financial Services Authority (DFSA) (UAE).
Tier-1 regulators (FCA, CySEC, ASIC and similar) enforce strict capital, segregation, and compensation rules; Tier-3 licences (e.g. offshore) carry weaker protections. IG holds 5 Tier-1 and 0 Tier-3 licences.
£85,000 (FSCS UK) Compensation scheme: Financial Services Compensation Scheme (FSCS) protects UK retail clients up to £85,000.
Yes — client funds are segregated at IG.
Yes — IG offers negative balance protection.