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IG Deposit Methods 2026: Fees, Limits & Speed

Deposit methods at IG: Credit/Debit Card (Visa, Mastercard), Bank Transfer, PayPal, Apple Pay. Processing times, fees, and minimums explained.

By BrokerAnalysis Research Desk•Updated 2026-08-02•Fact-checked by BrokerAnalysis Editorial Team

What are IG deposit methods?

Deposit methods at IG: Credit/Debit Card (Visa, Mastercard), Bank Transfer, PayPal, Apple Pay. Processing times, fees, and minimums explained.

Deposit Methods

Credit/Debit Card (Visa, Mastercard), Bank Transfer, PayPal, Apple Pay

Minimum Deposit

$250 ($0 bank transfer)

Fastest Processing

Instant

Deposit Fee

Free (0%)

Withdrawal Speed

2-5 business days

Base Currencies

USD, EUR, GBP, AUD, CHF, JPY, SGD, HKD, CAD

Deposit Methods at IG

Credit/Debit Card (Visa, Mastercard) — Instant. Fee: Free. Min: $250, Max: $50,000/day.

Bank Transfer — 1-5 business days. Fee: Free. Min: No minimum, Max: Unlimited.

PayPal — Instant. Fee: Free. Min: $250, Max: Varies.

Apple Pay — Instant. Fee: Free. Min: $50, Max: Varies.

BPAY (Australia) — 1-2 business days. Fee: Free. Min: No minimum, Max: Unlimited.

How to Make a Deposit at IG

Deposit into your IG account from the dashboard funding page. The minimum deposit is $250 ($0 bank transfer). Supported base currencies include: USD, EUR, GBP, AUD, CHF, JPY, SGD, HKD, CAD. Some methods are instant; bank transfers can take up to a few business days.

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Deposit Fees and Limits at IG

Broker-listed deposit fee: Free (0%). Fees and limits are set per method, as listed above. Third-party payment providers may add their own charges.

IG Trading Conditions

IG operates with a minimum deposit of $250 ($0 bank transfer) and offers leverage up to 1:30 (Retail UK/EU) | 1:200 (Pro). EUR/USD spreads are quoted from 0.6 pips (Standard), with a commission structure of $0 (Built into spread for Forex) on Market Maker (+ DMA routing available) execution.

Trading platforms include IG Platform, L2 Dealer, ProRealTime, MT4. Deposit methods span Bank Transfer, Credit/Debit Card, and withdrawal processing runs at 2-5 business days.

The broker holds 5 Tier-1 and 0 Tier-3 licences (FCA (UK), ASIC (Australia), CFTC/NFA (USA), FINMA (Switzerland), MAS (Singapore)), with client protection of £85,000 (FSCS UK). Operating since 1974 from London, UK.

IG is positioned Professional traders, US traders & comprehensive market access.

Educational resources are rated Excellent, covering market analysis and platform training.

Reviewers consistently note: Publicly traded (FTSE 250) with exceptional financial stability; Access to over 17,000 global markets; Industry-leading proprietary web and mobile platform.

Funding and Verification at IG

Deposit methods at IG: Credit/Debit Card (Visa, Mastercard) (Instant), Bank Transfer (1-5 business days), PayPal (Instant), Apple Pay (Instant), BPAY (Australia) (1-2 business days).
Withdrawal methods: Bank Transfer (1-5 business days (same day for Faster Payments)), Credit/Debit Card (2-5 business days), PayPal (Instant to 1 business day).
Supported base currencies: USD, EUR, GBP, AUD, CHF, JPY, SGD, HKD, CAD.
Broker-listed deposit fee: Free (0%).
Broker-listed withdrawal fee: Free (bank/card/PayPal). Wire fee $15 may apply..
Verification: ID proof (passport/driving license) + Address proof (utility bill/bank statement dated within 3 months).
Time to open an account: 1-3 business days (can be same day with instant verification).
Forex pairs available: 80+.

Why Traders Consider IG

IG is positioned Professional traders, US traders & comprehensive market access, which matters when comparing it against other brokers for this decision.
Strengths in our review: Publicly traded (FTSE 250) with exceptional financial stability; Access to over 17,000 global markets; Industry-leading proprietary web and mobile platform; Accepts US clients via IG US; ProRealTime charting is fantastic for technical analysis.
Watch-outs in our review: Does not offer MetaTrader 5 (MT5); Stock CFD commissions can be high; Customer service can be impersonal for smaller accounts.
Platform support: MT4 supported, MT5 not supported, cTrader not supported, TradingView not supported, proprietary supported.
Islamic (swap-free) accounts: Yes (Select regions). Demo account: Yes (unlimited).
Education resources are rated Excellent.
Regulatory footprint: FCA (UK) (Tier 1), ASIC (Australia) (Tier 1), CFTC/NFA (USA) (Tier 1), FINMA (Switzerland) (Tier 1), MAS (Singapore) (Tier 1).

IG at a Glance

IG is rated 4.7/5 in our editorial reviews and holds licences across 5 regulated entities.
The broker was founded in 1974.
Headquarters are in London, UK.
It has been licensed since 1974.
Positioning: Professional traders, US traders & comprehensive market access.
Commission model: $0 (Built into spread for Forex).
Leverage reaches 1:30 (Retail UK/EU) | 1:200 (Pro).
Minimum deposit: $250 ($0 bank transfer).

Strengths and Weaknesses of IG

Strengths: Publicly traded (FTSE 250) with exceptional financial stability; Access to over 17,000 global markets; Industry-leading proprietary web and mobile platform; Accepts US clients via IG US; ProRealTime charting is fantastic for technical analysis.

Weaknesses: Does not offer MetaTrader 5 (MT5); Stock CFD commissions can be high; Customer service can be impersonal for smaller accounts.

Frequently Asked Questions

IG accepts: Credit/Debit Card (Visa, Mastercard), Bank Transfer, PayPal, Apple Pay, BPAY (Australia).
Processing times at IG: Credit/Debit Card (Visa, Mastercard) — Instant; Bank Transfer — 1-5 business days; PayPal — Instant; Apple Pay — Instant.
Yes — IG lists a deposit fee of Free (0%).
The minimum deposit at IG is $250 ($0 bank transfer).
Card deposits at IG are available: Credit/Debit Card (Visa, Mastercard), Bank Transfer, PayPal, Apple Pay, BPAY (Australia).
IG supports: USD, EUR, GBP, AUD, CHF, JPY, SGD, HKD, CAD.

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