Trade with PayPal: Fast & Secure Funding
PayPal remains one of the most trusted funding methods for forex traders due to its speed, security, and buyer protection policies. However, not all brokers accept it due to high processing fees. We have curated a list of top-tier regulated brokers that not only accept PayPal but also cover the transaction costs for you.
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Why don't all forex brokers accept PayPal?
PayPal charges high merchant fees (often 2-4%) and has strict anti-money laundering policies. Many brokers opt for cheaper alternatives like Skrill or Neteller, or stick to bank wires to keep costs low.
Quick Picks
PayPal Terms
Fees and speeds for PayPal transactions.
| Broker | Action | ||
|---|---|---|---|
IC Markets#1 Choice | Free | Free | Open IC Markets Account |
| Free | Free | Open Pepperstone Account | |
| Free | $5 | Open eToro Account | |
| Free | Free | Open IG Group Account | |
| Free | Free | Open Plus500 Account | |
| Free | Free | Open CMC Markets Account |
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Detailed Broker Analysis
Best Overall PayPal Broker
IC Markets is our top pick for PayPal funding. They cover all transaction fees for both deposits and withdrawals, and deposits are reflected in your trading account instantly.
Fastest PayPal Withdrawals
Pepperstone is known for its lightning-fast operations, and payments are no exception. PayPal withdrawals are often processed within hours, making it ideal for traders who value quick access to their funds.
Pros
- Regulated by 7 jurisdictions including 4 Tier-1
- Ultra-tight raw spreads on Razor (avg 0.1 pips EUR/USD)
- Fast execution - ideal for scalpers/EAs
- MT4, MT5, cTrader, TradingView support
Cons
- Standard account spreads wider than Razor
- Commission varies by platform
- No proprietary mobile app
- Research less extensive than IG
Best for Social Trading with PayPal
eToro makes funding your social trading account easy with PayPal. It's a great option for those who want to use PayPal to copy top investors or invest in stocks and crypto alongside forex.
Pros
- Pioneering social trading platform
- CopyTrader for passive investing
- Real stock and ETF trading
- 80+ cryptocurrencies
Cons
- $5 withdrawal fee
- $10/month inactivity fee after 12 months
- Higher spreads on forex/CFDs
- Currency conversion fees for non-USD
Most Trusted PayPal Broker
As a publicly listed company with banking licenses, IG offers the highest level of security for your PayPal deposits. They are a reliable partner for large accounts.
Pros
- Regulated by 8+ top-tier authorities (FCA, ASIC, CFTC, etc.)
- Huge range of 17,000+ instruments including options & futures
- FTSE 250 listed company with high financial transparency
- Top-tier educational academy and daily market analysis
Cons
- Admin fee on overnight funding increased to 1.5% (Dec 2026)
- Higher spreads on UK small-cap shares (2026 update)
- No Islamic (swap-free) account available
- MetaTrader 4 offering is limited compared to proprietary platform
User-Friendly PayPal Funding
Plus500 offers a streamlined funding process. Their proprietary platform integrates PayPal seamlessly, allowing for quick top-ups on mobile or desktop.
Pros
- FTSE 250 listed - maximum transparency
- Regulated by 10+ global authorities
- User-friendly platform for beginners
- Free guaranteed stop orders
Cons
- $10/month inactivity fee after 3 months
- No MT4/MT5 or third-party platforms
- Limited research and analysis tools
- No automated trading support
Frequently Asked Questions About Forex Brokers Accepting PayPal
Our #1 pick is IC Markets
Start with the broker we rank highest for safety, pricing, and overall trading experience.
Sources & References
- Pepperstone Trading Platforms— Pepperstone
- eToro Trading Fees— eToro
- IG Forex Trading— IG
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Broker availability depends on your country of residence. Some brokers may not accept clients from certain jurisdictions including the USA, Canada, Japan, and others. The comparison table on this page shows country acceptance status. Please verify availability with the broker directly before proceeding.
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January 2026






